27 Ağustos 2009 Perşembe

Banking Information - Managing your accounts

At Halifax we let you choose how you want to manage your accounts.

Helping you manage your money

Whether you want to talk to someone face to face or manage your accounts online, it's up to you. You'll find details of all the ways to look after your account below.

We always aim to make managing your money as easy as possible. Whether you're out and about or you want information online, you can look after your finances 24 hours a day, seven days a week. Here's how.

Online

Sign up for Online Banking

  • Online banking is a secure service where you can do everything from checking balances and payments to transferring money, and a whole lot more.
  • Online banking gives you the option to receive your statements and some letters electronically, rather than by post.

Find out more about online banking

By phone

  • Call 08457 20 30 40 to register for telephone banking. This service is available 24 hours a day, seven days a week.

Find out more about telephone banking

At a Cash Machine

  • Use any of the thousands of Halifax and Bank of Scotland cash machines around the country. There’s more to cash machines than making withdrawals.

Find out more about using cash machines

In our branches

  • If you want to talk to someone face to face, you can call into any of our branches.

Find your local branch

Next Step

If there’s anything you don’t understand or can’t find, give us a call on 08457 20 30 40. Lines are open from 8am to 8pm, seven days a week.

Our bank accounts at a glance

to see our full range of bank accounts
Ultimate Reward Current Account Reward Current Account Student Current Account
Find out more about the Ultimate Reward Current Account Find out more about the Reward Current Account Find out more about the Student Current Account
Age 18+ 18+ 18+ 18+
Monthly funding requirement No £1,000 No No
Visa debit card
Overdraft on request
Chequebook on request
Monthly fee £12.50 No No No
What we pay you 2.50% AER
(2.47% gross)
£5
each month
zero 0.10% AER/gross
Interest-free overdraft (see details below) Up to £300 Does not
apply
Does not
apply
Up to £3,000
Arranged overdraft (see details below) 0% EAR up to £300
19.5% EAR over £300
£1 a day up to £2,500
£2 a day over £2,500
0% EAR
Unarranged overdraft (see details below) 28.8% EAR £5 a day £5 a day 24.2% EAR
24hr online banking
Telephone banking
Worldwide travel insurance
RAC breakdown cover
Mobile phone insurance
A range of other benefits
Apply now for the Ultimate Reward Current Account
Apply now for the Reward Current Account
Apply now for the Student Current Account

Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is subject to status.

An important note...

All fees and rates are variable. EAR is the equivalent annual rate. This is the actual annual cost of an overdraft. It does not take into account fees and charges. AER stands for annual equivalent rate and shows what the interest rate would be if interest were paid and compounded each year. (In other words, you earn interest on the interest you leave in your account.) The gross rate is the rate of interest we pay before we take off income tax at the rate set by law. Halifax current accounts and services are offered subject to status. Overdrafts are repayable on demand.

An important note for the Reward Current Account

As we charge fees on this account instead of interest, the typical rate is 0% EAR. Pay in £1,000 monthly to receive £5 (net)/£6.25 (gross) monthly. Reward paid net of income tax (at the rate specified by law, currently 20%). Higher rate tax payers may need to pay additional tax on the reward.

An important note for the Student Current Account

The amount of overdraft you get depends on your personal circumstances and whether you make regular payments into the account.

Student Current Account

Do the smart thing and get an interest-free overdraft of up to £3,000

  • At a glance
  • Features
  • Apply Now

At a glance

Money worries are the last thing you’ll want on your mind when you’re a student.

With our award-winning student bank account you’ll have the extra cash you need, when you need it. Then you can focus on what matters while you’re studying and during that all-important year after graduation.

Here’s a quick look at what makes this student bank account so good:

  • An interest-free overdraft of up to £3,000 (typical 0% EAR variable) for up to five years – plus an extra year after you graduate.
  • Commission-free foreign currency and traveller's cheques so you've more spending money for your summer holiday.
  • A 25% discount on AA breakdown cover – for peace of mind when you're driving home for the weekend or taking a road trip.
  • A 20% discount on our Card Care card protection insurance, which covers all your registered debit, credit, store and charge cards at home or abroad.

An important note...

To open a Halifax Student Current Account you must be at least 18 and be a student in full-time education (a degree course or similar course of higher education). If you have an arranged overdraft, you must pay your salary, grant cheque, student loan, parental contribution or other regular payment into your account. The amount of overdraft you get depends on your personal circumstances at the time you apply and whether you make regular payments into the account. You may not get the full £3,000 overdraft. Halifax current accounts and services are offered subject to status. As part of the application process, we'll check whether you have any credit elsewhere. Overdrafts are repayable on demand. EAR is the equivalent annual rate. This is the actual annual cost of an overdraft. It does not take into account fees and charges.

26 Ağustos 2009 Çarşamba

Finans Leasing - Finans Leasing bank account numbers

Rent payment Finans Leasing bank account numbers :

Finansbank Central Branch

Branch Code: 348

Finans Leasing EUR account number: 5876997

Finans Leasing USD account number: 5876994

Finans Leasing YTL account number: 1939545

Best Bank Accounts

The bank account market is red hot, so much so you can now get a 0% overdraft for a year, or earn £100 for switching! This step-by-step guide with daily updated best buys compares the top bank accounts will show you how to easily save many £100s a year just by picking the very best.

The choice doesn't just depend on whether you’re always in credit or go overdrawn. As well as passing a credit score, most accounts require you to deposit a certain amount every month. This needn't stay in the account, nor must you be in-credit. Its effect is to set a minimum earnings threshold and ensure thats paid into your account.

For example, a £1,000/month ‘pay-in’ means you must earn at least £15,000 before tax, as then your monthly take home fulfills the pay-in requirements. From here on, all minimum pay-in are converted into minimum earnings. With work, you can cheat this rule; withdraw some money each month and pay it back in e.g. if you earn £900 a month, pay your salary in, withdraw £100 and re-deposit it.

It's also worth noting, sometimes you can get extra cashback signing up via special websites, see top cashback sites for a full explanation and how to find which sites pay most.

Online Money Transfer with Moneybookers - Send Money Online

Worldwide money transfers with Moneybookers:

Moneybookers.com is a leading international payment system and offers a money transfer service. Moneybookers offers its customers an e-wallet solution to more than 8 million customers, in 12 different languages, since 2001. We provide a very competitive alternative to other usual money transfer organisations and high street banks, by focusing on a convenient low cost approach, with extremely high security. You can send and receive money to over 180 countries; whether you decide to send money back home to your family and friends, or even to small businesses! Our extended local network allows you to use more than 60 funding options, such as: bank transfers, debit cards, credit cards (Visa, MasterCard, Maestro, American Express…), Poli, Sofortüberweisung, and many more!
You may find more information about our money transfer services in particular countries:
Send Money to Poland

Send money instantly to your family back home:

Despite the current economic climate, you still need to work hard to send money home to loved ones. You may have various reasons why you need to send money home, for example, you may need to buy presents for the children, have an operation or simply repay a mortgage. Money transfers to your family are simple with Moneybookers. You only need a computer and you will be able to transfer money online without any hidden costs! The money are sent instantly to your friend's email address.

Wire money to your own bank account abroad:

Are you an expat or student? Do you have several bank accounts in different countries? You can save money by using Moneybookers services to send money to your savings account, pay a mortgage, or your other bills in your home country. Our service works with every single bank account in the 180 countries we serve, which couldn’t be easier!

Transfer money to your friends or request money from them:

Send and receive money using Moneybookers, abroad or in the same country. All you need to know is the email of the recipient. For example; one of your friends borrowed £20 from you at a party last weekend and they owe you £20. If you have their email address you can request them to transfer the £20, no matter where they are in the world!

Cross-currency transfers:

If you’re tired of expensive currency exchange fees, or that your recipient doesn’t have a bank account in Pounds, don’t worry, Moneybookers will offer you a helping hand! We offer you an extremely low currency conversion - one of the lowest on the market! Wire money in your prefered currency and let the recipient receive it in his domestic currency. Wire transfer money in your preferred currency and let the receiver pick them in his domestic currency.

Countries we serve:

Moneybookers enables you to make fast money transfers internationally. In order to do this you need to have a credit card to fund your account or transfer money from bank account/swift. Once you've funded your account with us, the desired amount is instantly send online. Moneybookers enables you to make fast money transfers internationally. In order to do this you need to have a credit card to fund your account or transfer money from bank account/swift. Once you've funded your account with us, the desired amount is instantly send online. Your recipient will receive the money you send him/her in the local currency and can withdraw the funds to either a local bank account, a Visa card or get a cheque. Moneybookers is based in the UK and offers express money transfer services from and to over 180 countries worldwide. These countries include: Argentina, Australia, Austria, Belgium, Bolivia, Brazil, Canada, Chile, China, Colombia, Dominican Republic, Ecuador, El Salvador, Finland, France, Germany, Greece, Guatemala, Honduras, Hong Kong, Hungary, India, Ireland, Italy, Jamaica, Mexico, Netherlands, New Zealand, Nicaragua, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Slovenia, South Africa, Spain, United Kingdom, Uruguay, and Vietnam.

25 Ağustos 2009 Salı

household bank credit card payment

Household Bank Mastercard as well as other Household Bank credit cards, is issued by HSBC Bank, Nevada, N.A. The bank was founded in 1865. At the present time HSBC Bank Nevada is one of the largest financial services companies in the world. Household Bank Mastercards are accepted and recognized in 79 countries. These cards can be used in any moment of life when additional emergency cash is needed. Household Bank Mastercard can be designed by a cardholder him- or herself.

Household Bank Mastercard has several additional features such as overlimit personal alerts and account activity control.
 
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