Student Current Account

Do the smart thing and get an interest-free overdraft of up to £3,000

• At a glance
• Features
• Apply Now

At a glance

Money worries are the last thing you’ll want on your mind when you’re a student.

With our award-winning student bank account you’ll have the extra cash you need, when you need it. Then you can focus on what matters while you’re studying and during that all-important year after graduation.

Here’s a quick look at what makes this student bank account so good:

• An interest-free overdraft of up to £3,000 (typical 0% EAR variable) for up to five years – plus an extra year after you graduate.
• Commission-free foreign currency and traveller's cheques so you've more spending money for your summer holiday.
• A 25% discount on AA breakdown cover – for peace of mind when you're driving home for the weekend or taking a road trip.
• A 20% discount on our Card Care card protection insurance, which covers all your registered debit, credit, store and charge cards at home or abroad.

Features

You'll enjoy plenty of great student banking benefits to make your life easier:

• You can keep your interest-free overdraft (typical 0% EAR variable) for the length of your course. That’s up to five years – plus an extra year after you graduate.
• Commission-free foreign currency and traveller's cheques, so you can make the most of your money if you fancy a study break.
• 25% discount on AA breakdown cover – there just in case you break down.
• 20% discount on our Card Care card protection insurance – covers you if you lose your registered cards.

Plus, all the standard features you'd expect from a current account.

• A Halifax Visa debit card. Your best way to pay – everyday, everywhere, for everything.
• Use of cash machines, for money in an instant. Withdraw up to £300, get mini statements, check your balance and top up your mobile.
• Access to any of our branches as well as our 24-hour telephone and online banking service.
• A secure place to pay in your student loan, grant cheque or other regular credits. Plus, the facility to set up direct debits so that you can manage your payments with ease.

Apply Now

With all the great benefits on offer, it’s no wonder 'Your Money' has voted us the Best Student Banking Provider three years in a row. Apply now for our award-winning Student Current Account and free up your mind for studying and having fun.

Before you open a Student bank account please quickly check the following:

• You’re at least 18 years old
• You’re a student in full-time higher education (that’s a degree course or similar higher education course).

Online.

Are you a new customer?
Are you an existing online banking customer?

By phone.

Call us on 08457 20 30 40 between 8am and 8pm Monday to Friday, 8am to 6pm on Saturdays and 9am to 5pm on Sundays

In person.

Call into any Halifax branch and apply there and then.

An important note...

To open a Halifax Student Current Account you must be at least 18 and be a student in full-time education (a degree course or similar course of higher education). If you have an arranged overdraft, you must pay your salary, grant cheque, student loan, parental contribution or other regular payment into your account. The amount of overdraft you get depends on your personal circumstances at the time you apply and whether you make regular payments into the account. You may not get the full £3,000 overdraft. Halifax current accounts and services are offered subject to status. As part of the application process, we'll check whether you have any credit elsewhere. Overdrafts are repayable on demand. EAR is the equivalent annual rate. This is the actual annual cost of an overdraft. It does not take into account fees and charges.